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Senior Analyst

Risk & Analytics at Affirm · Remote-first, United States · $128,000–$205,000 base pay

6 TEAMS
CA, WA, NY, NJ, CT$145,000–$205,000 per year
All other states$128,000–$188,000 per year
Work styleRemote-first, within the US
Background2–5 years in lending, credit or fintech

Here is the unusual part of this Senior Analyst opening at Affirm: you don’t apply to one team. Affirm is filling several Senior Analyst seats in its Risk & Analytics organization through a single posting, and everyone goes through the same shared interview process. The team match comes afterward, based on your strengths, your interests and what the business needs at that moment.

The company describes itself as remote-first, which makes this a notable entry among Remote Jobs USA for analysts with a fintech or credit background. Many roles at Affirm can be done from nearly anywhere in the country, so it also fits what people search for as Work from Home Jobs and WFH Jobs. More openings like it are in our Remote Jobs USA hub.

One Senior Analyst role, six possible teams

Point of Sale

Merchant and checkout performance: conversion, approvals and unit economics across the purchase funnel.

Direct to Consumer / Card

Engagement, repeat usage and lifecycle health across the app, web and card.

Fraud

Cutting fraud losses across the customer journey without adding friction.

Core Analytics

Quantitative research, performance monitoring and scalable data foundations.

Servicing

Repayment behavior, collections strategy and operational efficiency after origination.

International Expansion

Measurement and decision frameworks for launching and scaling in new markets.

What a Senior Analyst owns day to day

  • Strategy: use advanced analytics to develop and optimize business, risk or growth strategies across products and geographies
  • Market watch: track portfolio performance and macroeconomic trends, adjusting strategy to manage risk and balance growth
  • Models: work with Engineering and Machine Learning teams to design, build and interpret performance metrics for risk, fraud or growth models
  • Policy partners: collaborate with Product, Legal and Compliance to turn changing regulatory and market requirements into policy and product recommendations
  • Launches: oversee analytical frameworks and help new products and market entries stay within risk appetite and local regulations
  • External partners: engage merchants, vendors and partners to align practices and strengthen relationships
  • AI and mentoring: build repeatable AI-assisted workflows for the team and mentor junior analysts

What Affirm is looking for

  • 2–5 years in an analytically driven role in consumer lending, credit or fintech
  • A degree in Data Science, Computer Science, Engineering, Economics or a related quantitative field
  • Advanced SQL and Python (or another scripting language)
  • Strong data mining, visualization and statistical modeling, plus machine learning applied to business or risk problems
  • A record of leading cross-functional work across Product, Legal, Compliance and Engineering
  • Working knowledge of consumer lending regulations and the wider economic picture
  • Communication strong enough to influence senior stakeholders

Pay and benefits for this remote Senior Analyst job

CA, WA, NY, NJ, CT$145,000–$205,000
All other U.S. states$128,000–$188,000

Affirm lists the role as Pay Grade K, Equity Grade 6, and says new employees typically start at the beginning of the range. Base pay is one part of the package. The listing names these extras:

  • 100% of premiums covered for medical, dental and vision, for you and your dependents
  • Monthly stipends for health, wellness and tech spending
  • Flexible time off and a generous holiday calendar
  • Possible equity rewards, and an employee stock purchase plan to buy Affirm stock at a discount
Read before applying: the listing does not state an employment type or a closing date. Its remote language is company-wide: most roles can be done from almost anywhere in the country, some may need occasional in-person work, and new hires are invited to an in-person onboarding. Confirm the details for your team placement during the interview process.

This is a mid-career position, so it isn’t a fit for anyone searching for Entry-Level Remote Jobs or Remote Jobs with No Experience.

How to apply for the Senior Analyst role at Affirm

  • Open Affirm’s application page with the button below
  • Lead your resume with lending, credit or fintech results backed by numbers
  • Prepare examples of projects where you worked with Product, Legal or Compliance, since the shared interview tests core skills rather than one team’s niche
  • Say which of the six teams interest you most; Affirm says it will discuss placement with you during the process

Ready to apply?

Submit your Senior Analyst application directly on Affirm’s job board.

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Frequently asked questions

Is the Affirm Senior Analyst job remote?

Affirm calls itself remote-first and says most roles can be done from almost anywhere within the country of employment. Some positions may need occasional in-person work, so confirm this during the process.

What does a Senior Analyst at Affirm earn?

Base pay is $145,000–$205,000 in CA, WA, NY, NJ and CT, and $128,000–$188,000 in all other U.S. states, with new hires typically starting at the low end.

Do I apply to a specific team?

No. One posting covers several Senior Analyst openings across Risk & Analytics. After a shared interview process, Affirm works with you on the best team match.

How much experience do I need?

The listing asks for 2–5 years in an analytically driven role in consumer lending, credit or fintech, plus advanced SQL and Python.

Where can I find more Work from Home Jobs and WFH Jobs?

Start with the Remote Jobs USA category, then browse Work from Home Jobs and WFH Jobs.

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